The Fiduciary Way
| We do better when you do better.
We believe that Advisoy Programs offer flexibility, liquidity, and a broad amount of options for clients.
With advisory programs, clients pay an agreed-upon rate. It is factor-based and is generally tiered so that your rate goes down as your overall balance goes up.
Here is your chance to understand what an advisory schedule might look like.
An example
of a tiered advisory rate schedule might look something like this for an account:
- First $100,000 @1.55%
- Next $400,000 @ 1.35%
- Next $500,000 @ .7%
- Next $1,000,000 @.5%
- Additonal funds @ .25%
Book time on the phone and request a fee schedule for your circumstances
Let's do the math:
Example #1: The annualized tiered-rate equivalent for a $500,000 account balance would be ~1.39%.
-If the quarterly market balance were $500,000, then the advisory debit for that quarter would be about $1737.50.
Example #2: If the account balance were $2,000,000, the annualized tiered-rate equivalent would be ~0.77%.
Advisory expenses are debited from investment accounts on a quarterly basis. Clients pay an agreed-upon rate that can be customized. The above examples are for informational purposes only. Review the LPL Service Fee Schedule, Propsectus material, and Third Party Manager information, to understand total expenses an investor may incur. Discuss and compare advisory programs and learn about your options .
Accounts are generally billed at an account level. One account may use a different advisory program than another account. One account may have different objectives and use different investments.
Book time on the phone and request a fee schedule for your circumstances
An implicit assumption: We both care about your portfolio's net results.
I focus on what the NET result may be for you, the client. Call me crazy, but I think it matters what your portfolio keeps!
- I discuss results with peers often and vet investment ideas across multiple resources.
- I pay attention to your portfolio expenses, taxes, insurance, investments, social security, income, family dynamics, and health.
- Your investment objectives, income needs, timeframe, and overall investment costs can contribute to your net portfolio results. This is why paying attention to your net result and having an average target portfolio result is important.
